Refinance

Refinancing your current home with B T Kane Financial, a 5-Star Lender, could be the best financial decision you ever make. Refinancing allows you to lower your monthly payments, get cash from equity, shorten the term of your mortgage, and consolidate your first and second mortgages into a single, easy to manage loan.

The rule of thumb for refinancing? Wait until mortgage interest rates are at least 2% lower than your current rate.

But with B T Kane Financial's low and no closing cost refinancing programs, you can benefit significantly from refinancing even with rate reductions of less than 1%.

B T Kane Financial offers a variety of programs to help you refinance:
 • No Cost Refinance
 • Refinance
 • Conventional
 • Fixed Rate
 • Adjustable Rate
 • B T Kane Financial Pay Option ARM
 • 15 to 180 Day Locks
 • Jumbo

Home Purchase

Whether you're a first time buyer, upsizing, downsizing, or just looking for ways to save money on your monthly mortgage payments, we've got you covered. B T Kane Financial, a 5-Star Lender, offers a wide selection of home purchasing loan options and home purchase programs tailored to meet your specific needs and budget.

B T Kane offers a variety of programs to help you with your home purchase needs:
 • Conventional
 • Fixed rate Mortgages
 • Adjustable Rate Mortgages
 • 15 to 180 Day Locks
 • Jumbo
 • Investment Properties
 • Stated Income

Home Equity

Need money for college tuition? For a home remodel or repairs? For that big-ticket purchase? A home equity loan is a second mortgage that provides a great way to turn your home equity into cash to pay for important things for your family. You can even use the equity in your home to make home improvements that increase the value of your home.

B T Kane offers home equity loans for every purpose:
 • 2nd Mortgages
 • Home Improvement
 • Debt Consolidation
 • Alternative Credit Programs
 • Home Equity Lines of Credit
 • Fixed and Adjustable Rate
 • 15 to 180 Day Locks

Debt Consolidation

As interest rates continue to rise, now is a great time to look at wrapping your revolving debt into a single debt consolidation loan.

Reducing the interest you pay on balances on high rate credit cards with a home equity loan can drastically reduce your overall monthly payment. Plus you get the ease and convenience of one fixed rate mortgage payment each month. And, the interest you pay on home equity loans is tax deductible.